Home Emergency Cover

Home Emergency Cover is designed to complement Home Insurance by protecting you against the cost of emergency repairs that would otherwise not be covered. The cover helps provide peace of mind for you and your family in the event of an emergency 24 hours a day, 365 days a year.

Home Emergency Cover provides you with cover for a sudden event that was not expected by any of your family and which needs immediate action to;

• make the home safe or secure
• avoid damage or further damage to your home
• make your home fit to live in
• restore electricity, gas, or water services to your home if they have totally failed.

The key features of Home Emergency Cover include:

• Cover is provided up to £500 per insured incident
• The policy covers the contractor's call out charges, labour, and parts or materials
• In the event of an emergency we will endeavour to arrange for a contractor to be with you within 2 hours or 4 hours if you are in a rural location
• There is no excess to pay on any claims
• £100 overnight accommodation per insured incident
• Claims do not affect your Household No Claims Discount

Certain exclusions apply, for a full list of what is and isn't covered by Home Emergency Cover, please see our policy book.